7 No Medical Term Life Insurance Benefits:

1. No Medical Term Life Insurance Is Convenient
   
   Ultimately the benefit of this term life coverage is the convenience it provide for those who want to buy life insurance. With this type of life coverage you can get a life policy fast. When the medical exam is required it can take up to one month before you actually receive life coverage.


2. No Physical Exam
   
   Your insurability is based on what info you included on your application for life coverage so there is no need for a physical exam.


3. You May Be Insurable Now
   
   Tried getting life coverage before but were denied? By not having to do the medical exam you may be insurable this time. This may make you insurable almost instantly. Don't overlook this option.


4. Not Much Different From Regular Term Coverage
   
   Aside from the convenience you still can purchase this type of term insurance for the same durations as any other term policy: 10 year, 15 year, 20 year or 30 year term.


5. Great for Getting Additional Life Coverage
   
   If you have a life policy but you were not approved for your requested Term Quote amount this is an option.


6. Print Your Life Policy Out
   
   Years ago this was never possible but with this type of life ins you can print policies out directly from your computer. It has never been more easy to buy life insurence! Getting a life policy the same day? Now get it the same hour?


7. Supplement your Life Coverage that you have through your Employer
   
   Some employers provide a term insurance policy for employees. You won't have to really life a finger to get additional coverage.



Get No Medical Term Life Insurance?


There are also drawbacks to purchasing no medical term life insurance. One aspect of no medical term life insurance is that it is much more expensive than term life insurance policies that DO require an exam.

If you do not mind getting a medical exam we suggest that you consider purchasing term life insurance w/ medical exam over no medical term life insurance.



No Medical Term Life Insurance: What The Exam Entails


A medical exam for a life insurance policy takes less than 30 minutes. There will be a representative who visits your location to take your blood pressure, heart rate, blood sample and urine specimen. In addition to that they will ask you questions and confirm the answers that you gave when applying for your term life insurance.

Take the additional step in saving for life insurance by comparing life insurance rates. Just a little extra time can save you money each and every month for the life of the insurance policy.

By life insurance comparison shopping your force insurers to provide the lowest No Medical Term Life Insurance quotes they can offer.